Look for a mortgage broker or lender with extensive program knowledge – someone who can answer your questions or is willing to find out the answers for you. Work with someone who specializes in Reverse Mortgages and feel free to interview them. This is a financial decision and you should feel very comfortable and trust the agent you are working with to achieve your financial goals.
Decide whether you would like to work with the Reverse Mortgage professional face to face or over the phone. Either way you can get great results, as long as you are comfortable and it is your decision.
Finally, look for someone who is a member of the National Reverse Mortgage Lenders Association (NRMLA), this is not a must but just a great benefit. NRMLA is a wonderful non-profit organization that educates their members and keeps them informed of new and pending legislation that will affect your loan.
About Jill Gromm
Jill Gromm is an experience mortgage professional providing traditional and reverse mortgages for over eight years and has spent the last three years specializing in Reverse Mortgages. Jill’s mission is to educate the senior homeowner and provide safety, security and peace of mind on every loan. She is a trusted advisor that not only works with each client through the loan process but also keeps in touch with all of her clients afterwards if they have any servicing questions.
Jill’s keys to success is to listen to her clients needs and educate them on all mortgage options to see what is in the clients’ best interest. She gives every client personal and professional service including in-home consultations.
After college, Jill worked for the California Association of Health Facilities, a non-profit association serving California’s long term care providers. Next, Jill worked as a Retirement Program Specialist for the California Public Employees’ Retirement System, CalPERS, for four years. In this position, Jill worked with city, county, and state employees to help them understand their retirement options and how they can make the most money in retirement. She gave seminars around Northern California meeting members in person and over the phone answering the retirement questions and helping them understand how to make the most money in their retirement years. Jill moved to Santa Rosa, California and became a mortgage loan agent in 2001. Jill tied her experience together when she decided to become a reverse mortgage specialist. Using her previous work experience with long term care facilities, retirement planning and now mortgage loans – this was a natural fit professionally and the most rewarding career she has experienced. To further her education, She became a Certified Senior Advisor (CSA).
Jill has had articles published in the NorthBay Biz Magazine, November 2008, issue as a reverse mortgage expert and in the Sunday, May 4, 2008, Press Democrat.
